Comprehensive glossary of over 350 real estate terms, local information, free advice. An opinion of the fair market value of a property as developed by a licensed,. NATIONAL ASSOCIATION OF MASTER APPRAISERS (NAMA) Back to top

The Impact of Homeownership on Civic Involvement Mortgage Masters Group The Impact of Homeownership on Civic Involvement The National Association of Realtors recently released a study titled ‘Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:"Owning a home embodies the promise of individual autonomy and is the aspiration of most American households.

A real estate bond is a written obligation usually secured by a mortgage or a deed of trust. Breach: A violation of terms of any legal obligation. budget: A detailed plan of income and expenses expected over a certain period of time. A budget can provide guidelines for managing future investments and expenses.

Real Estate Wiki, the largest encyclopedia, dictionary and glossary for the real estate industry, announced this week that they had added over 700 new definitions and explanations of the most widely used terminology in the housing and construction industry. Total entries in Real Estate Wiki.

A real estate broker is a properly licensed person who, for a valuable consideration, serves as an agent to others to facilitate the sale or lease of real property. Brokerage – That aspect of the real estate business which is concerned with bringing together the parties and completing a real estate transaction. Brokerage involves exchanges, rentals, trade-ins, and management of property, as well as sales.

The Glossary of Real Estate Industry Terms is a publication of the National Association of Hispanic Real Estate Professionals. In a recent NAHREP survey, top producing Latino agents and loan officers indicated that 40 percent of their transactions make use of Spanish at some point in the transaction and as much as 25 percent of all transactions utilize Spanish exclusively as the means of communication.

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It consists of an 80% – 30 year first lien at market rates, a 10% – 15 year second. In real estate transactions, usually the seller is the principal, and the broker is the. mortgage that can be taken over by the buyer on the same terms given to the. the entry, or prospective entry, of members of a minority group; panic peddling.

Understanding Mortgage Lingo: A Real Estate Glossary of Terms. Earnest money is typically 1% to 3% of the sale price, deposited via cashier’s check, personal check, or wire transfer one to three days after the seller accepts the final offer. Equity – The amount of a property’s value that the owner actually owns.