Upon graduating from Babson College in Boston, Massachusetts in 1989, Howard settled in Central Florida and immediately went into banking. After gaining valuable experience in the mortgage field, he started Butler Mortgage Inc. in 1994 along with Harry Urban. Howard firmly believes in the concept of making every customer a “Raving Fan” by going above and beyond the level of service.

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Upon graduating from Babson College in Boston, Massachusetts in 1989, Howard settled in Central Florida and immediately went into banking. After gaining valuable experience in the mortgage field, he started Butler Mortgage Inc. in 1994 along with Harry Urban. Howard firmly believes in the concept of making every customer a "Raving Fan" by going above and beyond the level of service.

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3rd Circuit Court of Appeals The United States courts of appeals or circuit courts are the intermediate appellate courts of the United States federal court system. A court of appeals decides appeals from the district courts within its federal judicial circuit, and in some instances from other designated federal courts and administrative agencies.

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