If you have a mortgage on your home, chances are you’ve gotten plenty of offers for mortgage protection insurance. For example, shortly after I signed the papers for my new home, I started receiving mailers with information on mortgage protection insurance. It has now been more than a year, and I am still receiving these offers.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer.

Obama Care Another Way to Screw the Middle Class “The actual impact on the household budgets of middle-class voters and families in California is such. National Republicans needed a win after ultimately failing to overhaul Obamacare, which took.

It is very important to check with them regularly on the status of your request so that it does not get lost in the meantime. Keep in mind that the collections department will still be contacting you to collect on your debt, so be aware that the phone calls will not stop even though you are in the process of a workout solution. Stages of.

First off — you can stop the foreclosure at any time with a preventative chapter 7 or 13 bankruptcy, so keep that in mind.. Thank you for sharing this information and advice with me. I am going to call today and "demand" a loan modification packet (I like that word demand) I will keep.

Mortgage loans* include fixed rate loans to purchase or refinance your home. mortgage loans may also include construction-to-permanent financing of your home. CommunityBank of Texas offers fixed rate conforming and jumbo mortgages, First Time Homebuyer Mortgages, USDA, FHA, VA mortgages.

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Texas (OCCC) does not require state-specific law to be taught but MLOs will be tested on Texas mortgage lending law. If you would like to get started with your mandatory education requirements please refer to our NMLS approved course. ENROLL IN COURSE . Texas NMLS Continuing Education Requirements